Commercial banks and other lending (PPG + PNG) (NFL, current US$) in Zambia
Zambia: Commercial banks and other lending (PPG + PNG) (NFL, current US$) was -744.94 million NFL, current US$ in 2025. ◆ Volatile
Commercial banks and other lending (PPG + PNG) in Zambia, 1976–2025
Source: International Debt Statistics, World Bank (WB). Measured in NFL, current US$.
Analysis
Zambia recorded -744.94 million NFL, current US$ for commercial banks and other lending (ppg + png) in 2025.
That represents a change of up 34.6% on the previous year and down 165.1% over ten years.
Over the whole period, commercial banks and other lending (ppg + png) in Zambia peaked at 7.32 billion NFL, current US$ in 2017 and was at its lowest, -1.27 billion NFL, current US$, in 2021.
Zambia ranks 106th of 116 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Commercial banks and other lending (PPG + PNG) (NFL, current US$) in Zambia, year by year
| Year | NFL, current US$ | Change |
|---|---|---|
| 1976 | 34.68 million NFL, current US$ | — |
| 1977 | 40.75 million NFL, current US$ | +17.5% |
| 1978 | -128.95 million NFL, current US$ | -416.4% |
| 1979 | 4.58 million NFL, current US$ | -103.6% |
| 1980 | 119.14 million NFL, current US$ | +2500.2% |
| 1981 | -18.27 million NFL, current US$ | -115.3% |
| 1982 | 55.28 million NFL, current US$ | -402.6% |
| 1983 | 32.12 million NFL, current US$ | -41.9% |
| 1984 | 37.89 million NFL, current US$ | +18.0% |
| 1987 | -38.96 million NFL, current US$ | -202.8% |
| 1988 | -32.72 million NFL, current US$ | -16.0% |
| 1989 | 10.12 million NFL, current US$ | -130.9% |
| 1990 | -9.30 million NFL, current US$ | -191.9% |
| 1991 | -7.09 million NFL, current US$ | -23.7% |
| 1994 | -26.98 million NFL, current US$ | +280.3% |
| 1995 | -39.29 million NFL, current US$ | +45.6% |
| 1996 | -28.63 million NFL, current US$ | -27.1% |
| 1997 | -9.56 million NFL, current US$ | -66.6% |
| 1998 | -34.30 million NFL, current US$ | +258.7% |
| 1999 | 40.78 million NFL, current US$ | -218.9% |
| 2000 | -9.01 million NFL, current US$ | -122.1% |
| 2001 | 87.72 million NFL, current US$ | -1073.3% |
| 2002 | 77.69 million NFL, current US$ | -11.4% |
| 2003 | -96.41 million NFL, current US$ | -224.1% |
| 2005 | 18.83 million NFL, current US$ | -119.5% |
| 2006 | 218.74 million NFL, current US$ | +1061.7% |
| 2012 | 120.01 million NFL, current US$ | -45.1% |
| 2013 | 380.69 million NFL, current US$ | +217.2% |
| 2014 | 1.54 billion NFL, current US$ | +304.0% |
| 2015 | 1.14 billion NFL, current US$ | -25.6% |
| 2016 | 2.97 billion NFL, current US$ | +159.8% |
| 2017 | 7.32 billion NFL, current US$ | +146.1% |
| 2018 | 3.89 billion NFL, current US$ | -46.9% |
| 2019 | 3.56 billion NFL, current US$ | -8.4% |
| 2020 | 477.18 million NFL, current US$ | -86.6% |
| 2021 | -1.27 billion NFL, current US$ | -366.3% |
| 2022 | -601.66 million NFL, current US$ | -52.7% |
| 2023 | -153.90 million NFL, current US$ | -74.4% |
| 2024 | -1.14 billion NFL, current US$ | +640.0% |
| 2025 | -744.94 million NFL, current US$ | -34.6% |
Zambia compared with similar countries
- Zambia's -744.94 million NFL, current US$ is below the median for lower middle income countries, which is -3.45 million NFL, current US$, 216.1× the median. (40 countries reporting)
- Zambia's -744.94 million NFL, current US$ is below the median for Sub-Saharan Africa, which is -417,000 NFL, current US$, 1786.4× the median. (41 countries reporting)
Biggest year-on-year movements
Years where Commercial banks and other lending (PPG + PNG) (NFL, current US$) in Zambia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1980 | +2500.2% | 4.58 million NFL, current US$ | 119.14 million NFL, current US$ |
| 2001 | +1073.3% | -9.01 million NFL, current US$ | 87.72 million NFL, current US$ |
| 2006 | +1061.7% | 18.83 million NFL, current US$ | 218.74 million NFL, current US$ |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | -12.24 million NFL, current US$ | -128.95 million NFL, current US$ | 40.75 million NFL, current US$ | 4 |
| 1980s | 20.57 million NFL, current US$ | -38.96 million NFL, current US$ | 119.14 million NFL, current US$ | 8 |
| 1990s | -14.30 million NFL, current US$ | -39.29 million NFL, current US$ | 40.78 million NFL, current US$ | 8 |
| 2000s | 49.59 million NFL, current US$ | -96.41 million NFL, current US$ | 218.74 million NFL, current US$ | 6 |
| 2010s | 2.62 billion NFL, current US$ | 120.01 million NFL, current US$ | 7.32 billion NFL, current US$ | 8 |
| 2020s | -572.14 million NFL, current US$ | -1.27 billion NFL, current US$ | 477.18 million NFL, current US$ | 6 |
Countries ranked near Zambia
- 103 Iraq -678.80 million NFL, current US$ compare
- 104 Pakistan -723.77 million NFL, current US$ compare
- 105 Dominican Republic -733.46 million NFL, current US$ compare
- 107 Belarus -828.98 million NFL, current US$ compare
- 108 Cote d'Ivoire -841.27 million NFL, current US$ compare
- 109 Thailand -1.47 billion NFL, current US$ compare
More external debt data for Zambia
- Net financial flows, IBRD -3.28 million NFL, current US$ (2004)
- IFC, private nonguaranteed (NFL, US$), per capita -1 NFL, US$ per person (2024)
- IFC, private nonguaranteed (NFL, US$), per unit of GDP -0.0008 NFL, US$ per US$ of GDP (2024)
- IFC, private nonguaranteed (NFL, US$), per square kilometre 5.15 NFL, US$ per square kilometre (2023)
- Net financial flows, IDA (NFL, current US$), per capita 15.7 NFL, current US$ per person (2024)
- Net financial flows, IDA (NFL, current US$), per unit of GDP 0.0132 NFL, current US$ per US$ of GDP (2024)
- Net financial flows, IDA (NFL, current US$), per square kilometre 216.89 NFL, current US$ per square kilometre (2023)
- Use of IMF credit 3.48 billion DOD, current US$ (2025)
- External debt stocks, public and publicly guaranteed (PPG) 16.02 billion DOD, current US$ (2025)
- External debt stocks, long-term 22.00 billion DOD, current US$ (2025)
Frequently asked questions
- What is commercial banks and other lending (ppg + png) in Zambia?
- Commercial banks and other lending (ppg + png) in Zambia was -744.94 million NFL, current US$ in 2025, according to International Debt Statistics, World Bank (WB).
- What is the highest commercial banks and other lending (ppg + png) recorded in Zambia?
- The highest recorded value was 7.32 billion NFL, current US$ in 2017.
- What is the lowest commercial banks and other lending (ppg + png) recorded in Zambia?
- The lowest recorded value was -1.27 billion NFL, current US$ in 2021.
- How does Zambia rank for commercial banks and other lending (ppg + png)?
- Zambia ranks 106th out of 116 countries with data for 2025.
- Is commercial banks and other lending (ppg + png) rising or falling in Zambia?
- Over the last ten years it is down 165.1%. The long-run trend across the full record is volatile.
- Where does this Zambia data come from?
- The figures come from International Debt Statistics, World Bank (WB), published as part of Commercial banks and other lending (PPG + PNG) (NFL, current US$). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 40 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Commercial bank and other lending includes net commercial bank lending (public and publicly guaranteed and private non- guaranteed) and other private credits. Data are in current U.S. dollars. Proposed: Commercial bank and other lending includes net commercial bank and other private creditors lending excluding bonds (public and publicly guaranteed + private nonguaranteed).