Commercial banks and other lending (PPG + PNG) (NFL, current US$) in Ghana
Ghana: Commercial banks and other lending (PPG + PNG) (NFL, current US$) was 832.49 million NFL, current US$ in 2025. ◆ Volatile
Latest (2025)
832.49 million NFL, current US$
Change on year
up 240.8%
World rank
23rd
of 116 countries
All-time high
3.48 billion NFL, current US$
in 2010
All-time low
-6.47 billion NFL, current US$
in 2019
Years of data
49
1971–2025
Commercial banks and other lending (PPG + PNG) in Ghana, 1971–2025
Source: International Debt Statistics, World Bank (WB). Measured in NFL, current US$.
Analysis
In 2025, commercial banks and other lending (ppg + png) in Ghana stood at 832.49 million NFL, current US$.
That represents a change of up 240.8% on the previous year and down 21.9% over ten years.
Over the whole period, commercial banks and other lending (ppg + png) in Ghana peaked at 3.48 billion NFL, current US$ in 2010 and was at its lowest, -6.47 billion NFL, current US$, in 2019.
Ghana ranks 23rd of 116 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Commercial banks and other lending (PPG + PNG) (NFL, current US$) in Ghana, year by year
| Year | NFL, current US$ | Change |
|---|---|---|
| 1971 | -1.87 million NFL, current US$ | — |
| 1972 | -2.68 million NFL, current US$ | +42.8% |
| 1973 | -1.35 million NFL, current US$ | -49.4% |
| 1974 | 15.87 million NFL, current US$ | -1271.9% |
| 1975 | -16.61 million NFL, current US$ | -204.7% |
| 1976 | -8.13 million NFL, current US$ | -51.0% |
| 1977 | 22.07 million NFL, current US$ | -371.3% |
| 1978 | 16.14 million NFL, current US$ | -26.8% |
| 1980 | -41.75 million NFL, current US$ | -358.6% |
| 1986 | 77.36 million NFL, current US$ | -285.3% |
| 1987 | 5.24 million NFL, current US$ | -93.2% |
| 1988 | -16.98 million NFL, current US$ | -424.1% |
| 1989 | -60.90 million NFL, current US$ | +258.7% |
| 1990 | -19.78 million NFL, current US$ | -67.5% |
| 1991 | 34.72 million NFL, current US$ | -275.6% |
| 1992 | 45.08 million NFL, current US$ | +29.8% |
| 1993 | 24.84 million NFL, current US$ | -44.9% |
| 1994 | 58.06 million NFL, current US$ | +133.7% |
| 1995 | 93.20 million NFL, current US$ | +60.5% |
| 1996 | 29.09 million NFL, current US$ | -68.8% |
| 1997 | 84.42 million NFL, current US$ | +190.2% |
| 1998 | 53.84 million NFL, current US$ | -36.2% |
| 1999 | -51.10 million NFL, current US$ | -194.9% |
| 2000 | 2.21 million NFL, current US$ | -104.3% |
| 2001 | 194.35 million NFL, current US$ | +8694.0% |
| 2002 | -3.20 million NFL, current US$ | -101.6% |
| 2003 | -30.77 million NFL, current US$ | +860.4% |
| 2004 | 29.40 million NFL, current US$ | -195.5% |
| 2005 | 765.24 million NFL, current US$ | +2503.0% |
| 2006 | 1.60 billion NFL, current US$ | +109.1% |
| 2007 | 1.70 billion NFL, current US$ | +5.9% |
| 2008 | 1.40 billion NFL, current US$ | -17.5% |
| 2009 | 1.18 billion NFL, current US$ | -15.9% |
| 2010 | 3.48 billion NFL, current US$ | +195.9% |
| 2011 | 1.66 billion NFL, current US$ | -52.4% |
| 2012 | 571.59 million NFL, current US$ | -65.5% |
| 2013 | 2.16 billion NFL, current US$ | +277.8% |
| 2014 | -1.10 billion NFL, current US$ | -150.8% |
| 2015 | 1.07 billion NFL, current US$ | -197.1% |
| 2016 | 3.29 billion NFL, current US$ | +208.4% |
| 2017 | -3.51 billion NFL, current US$ | -206.8% |
| 2018 | 816.83 million NFL, current US$ | -123.3% |
| 2019 | -6.47 billion NFL, current US$ | -891.7% |
| 2020 | 3.00 billion NFL, current US$ | -146.4% |
| 2021 | 974.69 million NFL, current US$ | -67.5% |
| 2022 | -3.01 billion NFL, current US$ | -409.2% |
| 2023 | -1.92 billion NFL, current US$ | -36.3% |
| 2024 | -591.31 million NFL, current US$ | -69.2% |
| 2025 | 832.49 million NFL, current US$ | -240.8% |
Ghana compared with similar countries
- Ghana's 832.49 million NFL, current US$ is above the median for lower middle income countries, which is -3.45 million NFL, current US$. (40 countries reporting)
- Ghana's 832.49 million NFL, current US$ is above the median for Sub-Saharan Africa, which is -417,000 NFL, current US$. (41 countries reporting)
Biggest year-on-year movements
Years where Commercial banks and other lending (PPG + PNG) (NFL, current US$) in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2001 | +8694.0% | 2.21 million NFL, current US$ | 194.35 million NFL, current US$ |
| 2005 | +2503.0% | 29.40 million NFL, current US$ | 765.24 million NFL, current US$ |
| 1974 | +1271.9% | -1.35 million NFL, current US$ | 15.87 million NFL, current US$ |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 2.93 million NFL, current US$ | -16.61 million NFL, current US$ | 22.07 million NFL, current US$ | 8 |
| 1980s | -7.41 million NFL, current US$ | -60.90 million NFL, current US$ | 77.36 million NFL, current US$ | 5 |
| 1990s | 35.24 million NFL, current US$ | -51.10 million NFL, current US$ | 93.20 million NFL, current US$ | 10 |
| 2000s | 682.83 million NFL, current US$ | -30.77 million NFL, current US$ | 1.70 billion NFL, current US$ | 10 |
| 2010s | 196.40 million NFL, current US$ | -6.47 billion NFL, current US$ | 3.48 billion NFL, current US$ | 10 |
| 2020s | -119.28 million NFL, current US$ | -3.01 billion NFL, current US$ | 3.00 billion NFL, current US$ | 6 |
Countries ranked near Ghana
- 20 Tanzania 1.15 billion NFL, current US$ compare
- 21 Morocco 1.14 billion NFL, current US$ compare
- 22 Chad 931.49 million NFL, current US$ compare
- 24 Armenia 771.60 million NFL, current US$ compare
- 25 Bosnia and Herzegovina 737.21 million NFL, current US$ compare
- 26 Moldova 695.33 million NFL, current US$ compare
More external debt data for Ghana
- Net financial flows, IBRD -2.25 million NFL, current US$ (2005)
- IFC, private nonguaranteed (NFL, US$), per capita -1.02 NFL, US$ per person (2024)
- IFC, private nonguaranteed (NFL, US$), per unit of GDP -0.0004 NFL, US$ per US$ of GDP (2024)
- IFC, private nonguaranteed (NFL, US$), per square kilometre -281.78 NFL, US$ per square kilometre (2023)
- Net financial flows, IDA (NFL, current US$), per capita 24.5 NFL, current US$ per person (2024)
- Net financial flows, IDA (NFL, current US$), per unit of GDP 0.0101 NFL, current US$ per US$ of GDP (2024)
- Net financial flows, IDA (NFL, current US$), per square kilometre 2,240 NFL, current US$ per square kilometre (2023)
- Use of IMF credit 5.36 billion DOD, current US$ (2025)
- External debt stocks, public and publicly guaranteed (PPG) 26.55 billion DOD, current US$ (2025)
- External debt stocks, long-term 30.56 billion DOD, current US$ (2025)
Frequently asked questions
- What is commercial banks and other lending (ppg + png) in Ghana?
- Commercial banks and other lending (ppg + png) in Ghana was 832.49 million NFL, current US$ in 2025, according to International Debt Statistics, World Bank (WB).
- What is the highest commercial banks and other lending (ppg + png) recorded in Ghana?
- The highest recorded value was 3.48 billion NFL, current US$ in 2010.
- What is the lowest commercial banks and other lending (ppg + png) recorded in Ghana?
- The lowest recorded value was -6.47 billion NFL, current US$ in 2019.
- How does Ghana rank for commercial banks and other lending (ppg + png)?
- Ghana ranks 23rd out of 116 countries with data for 2025.
- Is commercial banks and other lending (ppg + png) rising or falling in Ghana?
- Over the last ten years it is down 21.9%. The long-run trend across the full record is volatile.
- Where does this Ghana data come from?
- The figures come from International Debt Statistics, World Bank (WB), published as part of Commercial banks and other lending (PPG + PNG) (NFL, current US$). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 49 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Commercial bank and other lending includes net commercial bank lending (public and publicly guaranteed and private non- guaranteed) and other private credits. Data are in current U.S. dollars. Proposed: Commercial bank and other lending includes net commercial bank and other private creditors lending excluding bonds (public and publicly guaranteed + private nonguaranteed).